I recently had an epiphany. It was not painful, but it was enlightening.
The realisation occurred to me as I looked at this chart from Zopa:
It’s an interesting chart, especially the hockey stick rise in funds transferred as the financial crisis hit, and relates to a recent headline in the Financial Times: “P2P group Zopa secures £15m investment from Arrowgrass Capital”.
The article included the following line: