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May 13, 2014


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So the question has been out there for years, who will be the Amazon of banking, Indeed Ron Shevlin did a great article "Why there is no amazon of banking"


I think there are challenges to being as dominant as Amazon themselves as an organisation.

Which is why I like the Jeff Bezos comment. I'm yet to meet a single Mid tier executive in the world of finance who is terrified of having to give a presentation that gets past Bezos. In the early 2000s he famously put out an edict that every team had to build every product and service from the ground up to be API based. No back doors, no direct linking, and must be possible to make it available to the outside world.

Any team not doing this would be fired.

When a bank gets those type of ca-hones. You'll see some real API innovation.

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