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June 23, 2010


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Couldn't agree more about the business points you're making.

However, from a technological point of view, there is not one but multiple mobile banking channels. Each device has it's own operating system and you basically need to build a fat-client application for each device. Therefor it's important to go for a solution that offers this capability. Basically a good gateway that will interact with the core banking systems and deal with security, ... and on top of that channel specific technology.

I still hear people asking about whether mobile banking is the next new thing, is it something new or a rebirth? Questions people have been asking for a while now. The thing is that mobile banking has kind of creeped up on us. It's not whether it's upcoming, no, it's here already and it's here to stay.

Chris Skinner

Thanks Erik

Big point I'm making is that the new generation of mobile internet phones means the development for 'each device' has gone away. Build once and offer Open API interfaces, and off you go ...


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